Business : Spring Cleaning for Your Finances

Clean out the closets and shake out the rug, its spring cleaning time. This year make an effort to clear out the clutter from your finances. Here are a few tips to help you simplify.

Streamline Your Accounts Make a list of all your accounts. Be sure to include checking, savings, investment, retirement and credit card accounts. Determine which accounts you need and those you don’t use. Close unused accounts, like the checking account in the town where you went to college.

Direct Deposit Authorize direct deposit for your paycheck and any other income, including Social Security or retirement benefits. Not only does direct deposit save time, but it can also help build your savings by depositing a portion of your paycheck in your savings account each month.

Automate Bill Paying or Pay Online With automated bill payments, you won’t miss payments or incur late charges. Plus, you’ll save on postage and check processing fees. Another option is paying online. As a Farm Bureau customer, you can elect ePayments for your life, annuity1 or property/vehicle policy2 premiums by simply logging on to our Web site at www.fbfs.com and clicking on Make a Payment. In addition to making payments online, you can also access your account information, check payment status and view your payment history.

Contact your Farm Bureau agent to discuss insurance products and financial services that could be right for you. It’s one more way to simplify your financial situation. 1 Securities regulations will not allow credit card payments on Variable Universal Life or Variable Annuity products. 2 ePayment of property/vehicle premium is available in AZ, IA, KS, MN, NE, NM, SD, UT. ePayment of life/annuity premium is available in AZ, CO, IA, ID, KS, MN, MT, NE, ND, NM, OK, SD, UT, WI, WY. Tips brought to you by Randy Stein, CLU, ChFC, LUTCF, agent with Farm Bureau Financial Services.

For more information on auto, home, life, college and retirement funding products and services, call Randy at the Vinton office at 472-5231.

Products offered through Farm Bureau Life Insurance Company* and Farm Bureau Mutual Insurance Company*/West Des Moines, IA. *Companies of Farm Bureau Financial Services